Credit Repair
Today, credit scores are more important than ever. It can mean saving thousands of dollars on your downpayment or even hundreds of dollars each month in mortgage payments.
Regardless of your situation, credit repair, or at least, credit optimization, is crucial. As a partner with Clear Credit Corp we are able to legitimately repair your credit to save you thousands in interests cost. If you have a rocky credit history, we can help. In many cases, we can get you back on your feet looking at houses, or ready to refinance within 30 days to a few months. For some it can be as quick as 1 week. If you have stellar credit, just like routine maintenance on a car, I feel it is important to review credit to maintain your credit into the future.
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So, before purchasing a home or refinancing you should make sure your credit report is accurate and that reporting items are optimized to enhance your score. Accuracy involves removing items from relatives with similar names, misreported items, or items that have not been updated. Even borrowers a perfect pay history can gain upto 50 points or more updating a report and justifying incorrect items that report. Optimizing your score is also important for borrowers with good or bad credit. Reorganizing debt, paying down credit cards, or satisfying or settling judgments can be the easiest way to add a quick 80 points to your score. Because rates can differ substantially between a swing of just 20 points in Fico Score, I begin every consultation with a review of credit. For the main reason in that it is something that you can control. Shopping the market for the best rates is not as productive as finding the best loan officer that can improve your credit. In the end, all banks and mortgage brokers offer the same rates given your credit score. But with a better score you can guarantee yourself a better rate regardless of which bank you use. |
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For more information on how credit scores work visit my real estate articles. Or for sample credit repair letters that can fix minor credit inaccuracies in 30-45 days visit by forms and documents page.
Set up an appointment today to recieve a free credit report and review your credit free of charge. Who knows, you may be ready today and not even realize it!
For more information on my credit restoration services visit www.clearcreditcorp.com. We are licensed and bonded and 100% guaranteed.
Call 513-898-3708 or email me.
